Terkar Global Financial Development Pvt. Ltd.
Asset-Centric Underwriting: Eligibility Criteria
Traditional commercial credit lines rely heavily on rigid, history-driven credit metrics. At Terkar Capital, our loan against securities eligibility framework shifts the entire underwriting focus onto the liquidity, stability, and depth of your underlying investment portfolio. By prioritizing asset-centric validation, we ensure that compromised credit bureau or CIBIL histories do not act as roadblocks to capital access, provided the transaction is secured by high-quality liquid instruments.
Mandatory Entity and Portfolio Thresholds
To qualify for our specialized debt syndication pipelines, applicants must satisfy the following baseline structural requirements:
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Eligible Legal Entities: Open exclusively to Indian Corporate Entities, Public and Private Limited Companies, Established Promoters, Shareholders, and High-Net-Worth Individual (HNWI) Investors. (Non-Resident Indians/NRIs are eligible subject to specific regulatory tracking).
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Strict Corporate Exclusion Filter: To protect our institutional allocation pipelines, we enforce a non-negotiable filter. Pre-revenue companies, early-stage startups, and firms seeking seed funding or Series funding are entirely ineligible for this facility.
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Minimum Portfolio Ticket Size: The minimum acceptable value for syndicated corporate transactions stands at a consolidated evaluation capable of backing a ₹50 Crore to ₹100 Crore loan footprint
Eligible Securities Asset Class Mapping
Your exact loan against securities eligibility and ultimate credit line depth are determined by the composition of your pledged collateral. Your assets must be fully paid-up, free from any pre-existing encumbrances, and electronic lien-marked across four definitive classes:
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Listed Equity Shares: Must belong to approved exchange listings, tracking Category A, B, and C classifications based on market capitalization, trading volume, and volatility indices.
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Mutual Fund Units: Units must be registered across top-rated Asset Management Companies (AMCs) covering Equity Mutual Funds, Hybrid Mutual Funds, and Debt Mutual Funds.
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Fixed Deposits: Active, cash-backed corporate deposits or bank fixed deposits issued by scheduled commercial banks.
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Sovereign Gold Bonds (SGB): Valid RBI-issued paper gold tranches held securely within a dematerialized account environment.